There are additional bank services that come with deposit accounts. Here is a list of what you can do with them.
Direct deposit
- Your employer can deposit your paycheck directly into your account.
- It's safe, secure, and automatic, without a trip to the bank.
- Use it for government benefits and tax refund checks too.
ATM Access
- Use an ATM with an ATM/debit card.
- Make a deposit, withdraw cash, or transfer money from one account to another.
- Access available ATMs 24 hours a day.
ATM/Debit Cards
- Use the ATM.
- Make purchases from any business that accepts the card.
- Looks like a credit card when you're making the purchase.
- Money comes directly out of your bank account each time you use it so you pay no finance charge on your purchase.
Online Banking
- Convenience of online banking and bill paying services.
- Use the Internet to see how much money you have in your account.
- Check to see if a deposit or check has been recorded to your account.
- Transfer money between accounts.
Telephone Banking
- Check your account balance
- Transfer money between your accounts
- Report a stolen ATM card or an account abuse.
Wire transfer
- Get money to someone or some place quickly.
- Instantly moves money directly from one bank to another.
- Often cheaper than using other companies.
- Send money to banks outside the U.S.
- Ask about currency exchange rates and fees.
- Receiving bank may also charge a fee to the receiver of funds.
|