| Account |
Best
if you want... |
Monthly Fees & How to Avoid |
Minimum to Open |
| Personal |
| Classic Checking |
Unlimited checks, deposits,
ATM/Check Card and online banking transactions |
$500 minimum daily balance or $8/month |
$100 |
| Golden Checking |
None if you are at least 60 |
$100 |
| Money Market Checking |
Checking that earns interest. Unlimited checks,
deposits, ATM/ Check Card and online banking transactions |
$1,000 minimum daily balance or $10/month |
$1,000 |
| Money Market Savings |
Tiered interest savings plus limited access by
check, ATM/Check Card and online |
$1,000 minimum daily balance or $10/month |
$1,000 |
| Business |
| Business Value |
An account designed for businesses that make
deposits most days, but not more than 20 per month, and no more than
150 checks. This account allows up to 100 checks paid per month. |
$2,500 minimum daily balance or $15/month |
$100 |
| Small Business |
An account designed for businesses with limited
deposits (up to 60 checks and 10 deposits) and
up to 40 paid |
$1,000 minimum daily balance or $15/month |
$100 |
| Analyzed Business |
An account designed for businesses with a high
volume of deposits, issue checks frequently and often require other
banking services, for example, wire transfers, change orders or one or
more cash management services.. |
By law, business accounts may not earn interest,
the Bank will provide an earnings value based on your average monthly
investable balance, which can offset all or a portion of the charges
applied to your account.
(Actual charges are listed in the Bank’s Fee
Disclosure). |
$100 |
| Other
Feature |
Nationwide access to
surcharge-free ATMs wherever you see the MoneyPass logo.*
 |